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38 resultados encontrados com uma busca vazia

  • Working Capital Loans | Antonioli Funding

    Empréstimo de Capital de Giro Ter dinheiro em mãos ajuda a cobrir as flutuações diárias do seu negócio e proporciona tranquilidade quando as empresas enfrentam lacunas no fluxo de caixa ou têm despesas inesperadas. Fluxos de receita imprevisíveis, calmarias sazonais nas vendas ou quebras de equipamentos podem causar interrupções no capital de giro. Alternativamente, aumentos na demanda ou oportunidades de expansão podem ser motivos para aumentar suas reservas de caixa para planejar o sucesso de longo prazo do seu negócio. Aqui estão algumas maneiras pelas quais os empréstimos de capital de giro podem ajudar sua pequena empresa: Obter um empréstimo de capital de giro O primeiro passo para obter um empréstimo para capital de giro é entender as necessidades de capital comercial de curto prazo da sua empresa. Você deve descobrir se precisa de dinheiro para contratar funcionários qualificados, administrar dívidas existentes ou pagar fornecedores pelo estoque. O próximo passo é pesquisar credores especializados em empréstimos de capital de giro para pequenas empresas. Entenda quais são os critérios de qualificação de empréstimo e o processo de solicitação de empréstimo de cada credor. A maioria dos bancos, credores tradicionais, bem como credores alternativos podem exigir que você coloque garantias para garantir o empréstimo. Se você está apenas começando seu negócio ou tem uma pontuação de crédito ruim, talvez seja necessário procurar credores especializados em empréstimos de crédito ruins. Reúna todas as suas finanças e finanças. documentos comerciais, como declarações de imposto de renda, declaração de renda comercial, plano de negócios e outros relatórios semelhantes. Ao enviar o pedido de empréstimo, não se esqueça de anexar todos esses documentos financeiros para avaliação do credor. Depois que o credor aprovar seu pedido de empréstimo de capital de giro, leia os termos e condições do empréstimo antes de aceitá-lo. Compare a taxa de juros, a duração do empréstimo e a frequência de pagamento com outros credores do mercado. Não hesite em negociar os termos do empréstimo se o credor for flexível. Solicitar um empréstimo para capital de giro é simples com o Financiamento Antonioli LLC. Conectaremos você a um especialista em financiamento dedicado para ajudá-lo a entender suas opções. Inscreva-se online ou entre em contato com um especialista por telefone. Comece agora Capital de giro Obtenha acesso rápido e fácil ao capital de giro para impulsionar suas atividades comerciais diárias. Comece agora Join the Club Ligue 123-456-7890 E-mail info@meusite.com Join our email list and get access to specials deals exclusive to our subscribers. Enter your email here Sign Up Thanks for submitting!

  • Apply Now | Antonioli Funding

    Unlock Your Financial Potential: Complete Our Application Today Encontrar as soluções de financiamento certas para o seu negócio é difícil. Na Antonioli LLC Real Estate & Financiamento de negócios, nós facilitamos.Juntos, adaptaremos uma solução de financiamento para atender ao seu negócio.Preencha o formulário abaixo para uma consulta gratuita para saber mais sobre suas opções. Fill the form now Are you ready to take control of your financial future? At Antonioli LLC, we offer you the key to secure your dreams and ambitions. Whether it's buying your dream home, launching your business, or investing in your next big venture, our application is your gateway to making it happen. Why Should You Fill Out Our Application? Tailored Solutions: We understand that your financial needs are unique. By filling out our credit application, you provide us with the crucial information we need to tailor a financial solution just for you. Competitive Rates: Our team works tirelessly to secure the best rates and terms for our clients. Filling out our credit application puts you in the driver's seat to access competitive financial options. Fast and Efficient: Our streamlined application process is designed to save you time. It's quick, easy, and can be completed from the comfort of your own home. Unlock Opportunities: By filling out the application, you open the door to endless opportunities, whether it's a home mortgage, business loan, or personal financing. Your dreams become achievable with just a few clicks. Expert Guidance: Our financial experts are here to guide you through the process. Once you've filled out the application, our team will reach out to ensure you receive the support and advice you need. FUNDING FORM Fill the form now

  • DSCR for your Rental Property | Antonioli Funding

    DSCR for Your Rental Choose the Target DSCR for Your Rental Property Investment Real estate investing is a game of numbers, and one of the key numbers that rental property owners must know is DSCR. Whether you own one single family rental, a duplex, a portfolio of single family homes, or a multifamily unit, DSCR is a key way to evaluate the risk and profit potential of your investment. What is DSCR? Debt Service Coverage Ratio is a calculation that compares your rental income on an investment property to the expenses of the investment. Obviously, the real estate loan (both principal and interest) you pay on the property is a big part of this calculation. But you also need to consider other standard, recurring expenses, notably: Taxes Insurance Association fees Many investors use the acronym PITIA (property, interest, taxes, insurance, association) to represent these recurring expenses. Your monthly PITIA becomes the denominator in a fraction where the rental income is the numerator. So rental income divided by PITIA equals DSCR. Here are some sample numbers: You own a property that brings in $1,000 in rental income a month. Your loan (property + interest) is $550/month. Insurance is $100/month, taxes are $100/month, and association fees are $50/month. Add those numbers up to determine that your PITIA Is $800 per month. This means your DSCR is $1,000/$800, or 1.25. Minimum DSCR If your rental income is less than the cost of PITIA, then you’re losing money on a monthly basis on your investment property. Your DSCR in this case will be less than 1. Example: Rental income $1,000 / PITIA $1,200 = DSCR of 0.83. This kind of ratio signals it’s time to raise rental rates, refinance the rental property, or a combination of both, because your real estate investment is underwater on a monthly basis. If your DSCR equals 1, then your rental income exactly covers your recurring expenses. Example: Rental income $1,000 / PITIA $1,000 = DSCR of 1.00. This ratio does not mean you break even, because PITIA does not include all expenses on a property, just the recurring ones. So a DSCR of 1.00 means you will get no profit on your investment and have no way to handle unexpected expenses without losing money. Again, this kind of ratio indicates that you need to take action to have a viable real estate investment strategy. However, merely increasing your DSCR above 1 isn’t enough to ensure a profit. That’s because non-recurring expenses for a rental property aren’t included in PITIA. These include things like: Standard repairs (repainting, etc.) Capital expenses (a new water heater or roof, for example) Property upgrades (such as kitchen countertops) Vacancy (months without rent) These expenses aren’t recurring, but real estate investors should plan for them to happen. The way you do this is by increasing your DSCR to 1.3 or more. This difference will give you capital so you can deal with expenses if they come. If they don’t, then you have more profit, which is a plus. Example: Rental income $1,000 / PITIA $750 = DSCR of 1.33. One note here: The more properties you have, the lower DSCR you need. If you run a SFR (single-family rental) portfolio, then you may choose a minimum DSCR closer to 1.2. The reason is simple. The volume of properties means you have more actual cash on hand for repairs, lowering your risk. Example: Rental income $5,000 / PITIA of $4,000 = DSCR of 1.25. In this case, you would amass a total of $12,000 annually to cover rental vacancies, repairs, etc. Because you have piled up more total cash from having more properties, you can still turn a profit despite the lower DSCR. Maximum DSCR How high should your DSCR go? The answer to that question goes back to your investment strategy. Here are two examples of solid investment strategies with dramatically different DSCR targets. You’re a retiree who uses rental property income to supplement your lifestyle. You own a property free and clear. Your PITIA will be quite low because you pay nothing for loan principle or interest. In this example, Rental income of $1,000 / PITIA $250 = DSCR of 4.00. You’ll have a low-risk investment generating a nice return, which fits your needs because you’re depending on the income. You’re an aggressive real estate investor who wants to leverage equity in properties to purchase more rentals. You do a cash-out refinance for rental property to make your equity liquid. In this example, you’d likely aim for a new loan that resulted in something like this formula: Rental income $1,000 / PITIA of $725 = DSCR of 1.38. You don’t generate as much margin monthly, but higher DSCR would mean that you’re leaving equity on the table in your cash-out refinance, which limits other investment opportunities. DSCR Calculating your DSCR is a vital step for any real estate investor, but it’s just as important to know what your target DSCR is. When you match the guidelines here to your personal real estate strategy, you will be able to choose a DSCR range that fits you best. Then you’re ready to find and finance deals to build your rental portfolio. Learn More Join the Club Ligue 123-456-7890 E-mail info@meusite.com Join our email list and get access to specials deals exclusive to our subscribers. Enter your email here Sign Up Thanks for submitting!

  • Real Estate Multi-Family Financing | Antonioli Funding

    Imobiliária Financiamento Multifamiliar Os programas de hipotecas de propriedades de investimento com base em ativos são uma excelente alternativa porque se concentram no valor da propriedade e em seu potencial de geração de receita, eliminando assim os requisitos de relatórios de renda pessoal dos empréstimos tradicionais. Financiamento Multifamiliar Investidores interessados em financiamento para Multi-Family, nossos programas de hipoteca baseados em ativos podem ajudá-lo a atender às necessidades de mutuários autônomos que frequentemente investem em prédios multifamiliares e baixam suas despesas contra a receita. Embora esta seja uma estratégia sábia de economia de impostos para investidores imobiliários, ela reduz a renda pessoal do mutuário e pode dificultar sua qualificação para um empréstimo hipotecário tradicional. Os programas de hipotecas de propriedades de investimento com base em ativos são uma excelente alternativa porque se concentram no valor da propriedade e em seu potencial de geração de receita, eliminando assim os requisitos de relatórios de renda pessoal dos empréstimos tradicionais. Nosso empréstimo FlexTerm é uma ótima opção para investidores em propriedades multifamiliares, pois oferece: Uma solução de financiamento simples em um refinanciamento de compra ou saque. Pagamentos apenas com juros até 10 anos. A flexibilidade de permanecer no empréstimo por até 30 anos sem pagamento de balão. Pagamentos mensais mais baixos do que um empréstimo de dinheiro vivo. Propriedade multifamiliar reduz o risco para os investidores Get a Free Consultation Join the Club Ligue 123-456-7890 E-mail info@meusite.com Join our email list and get access to specials deals exclusive to our subscribers. Enter your email here Sign Up Thanks for submitting!

  • Equipment Financing & Leasing | Antonioli Funding

    Apply now Equipamento Financiamento & Locação Ter o equipamento certo para o seu negócio pode fazer ou quebrar o seu negócio. Às vezes, você pode não ter o dinheiro disponível quando precisa atualizar equipamentos cruciais e é aí que entramos. Nossos empréstimos para financiamento de equipamentos ajudam as empresas a garantir o equipamento necessário para manter seus negócios funcionando. Financiamento de Equipamentos & Locação Reparos ou atualizações inesperadas de equipamentos podem ter um impacto significativo em seus negócios. De equipamentos pesados, como empilhadeiras, a grandes equipamentos médicos, ter o equipamento de que você precisa é uma parte importante do sucesso do seu negócio. O custo da compra de equipamentos não precisa ser proibitivo – com financiamento de equipamentos e leasing para financiar equipamentos novos ou próprios. No National Funding, você poderá aproveitar nossa garantia de pagamento mais baixo e sem requisitos de pagamento inicial. Nossos especialistas em financiamento dedicados estão empenhados em garantir aprovações rápidas e os melhores termos possíveis para o seu negócio. Sem Limitações Locação de qualquer tipo de equipamento novo ou usado Você decide quais equipamentos sua empresa realmente precisa Processo rápido e indolor Obtenha financiamento rapidamente para que você possa fazer compras importantes rapidamente Opções de pagamento flexíveis estão disponíveis Melhorar a eficiência Ajude as operações a funcionarem melhor com novos equipamentos Mantenha seu capital de giro para financiar outras partes importantes do seu negócio Financiamento de Equipamentos Médicos Um empréstimo ou aluguel de equipamento médico ajuda você a obter o equipamento necessário para trazer pacientes novos e antigos, ajudando a aumentar o fluxo de caixa e a construir suas reservas. Apply now Join the Club Ligue 123-456-7890 E-mail info@meusite.com Join our email list and get access to specials deals exclusive to our subscribers. Enter your email here Sign Up Thanks for submitting!

  • Contact | Antonioli Funding

    Contact us Address 3478 Colony Bay Drive Rockford, IL 61109 USA Contact Opening Hours 815-873-7942 Mon - Fri 9:00 am – 5:00 pm info@antoniolifunding.com Sat - Sun Closed First Name Last Name Email Message Send Thanks for submitting!

  • Business Line of Credit | Antonioli Funding

    Seja um projeto de expansão, reformas, algum equipamento novo ou outro local. Nossa linha de crédito coloca rapidamente até US$ 750.000 ao seu alcance – sem garantias. Use os fundos conforme necessário e pague apenas o que pedir emprestado. Linha de crédito empresarial Uma linha de crédito comercial é um acordo financeiro que fornece a uma empresa acesso a uma quantia predeterminada de dinheiro que pode ser usada para diversas despesas comerciais. É uma forma flexível de financiamento que permite às empresas contrair empréstimos conforme necessário, até um determinado limite de crédito. Mesmo sem necessidade imediata, os empresários estão agora a estabelecer linhas de crédito. Estar preparado é inteligente. Os proprietários de empresas sabem que oportunidades e/ou problemas podem surgir rapidamente e ter capital de giro comprometido e pronto permite que estejam preparados para o inesperado! Get a Free Consultation Linha de Negócios o Crédito Esteja sempre preparado e pague apenas pelo que emprestar Get a Free Consultation Join the Club Ligue 123-456-7890 E-mail info@meusite.com Join our email list and get access to specials deals exclusive to our subscribers. Enter your email here Sign Up Thanks for submitting!

  • Market Insights | Antonioli Funding

    Private Money Lending Everything to Know for Real Estate Investors Private money lending has become increasingly popular in the real estate market . Private money lenders offer a type of financing that traditional banks don’t. A real estate investor may opt to work with a private real estate lending firm because: They don’t qualify for traditional financing. The terms and rates are more flexible. Deal closings are quicker. Private money lending is a staple in real estate investing because investors need alternative financing sources. Private money lenders provide billions of dollars in loans each year, and they play a vital role in helping investors acquire and rehab properties. What Are Private Money Lenders in Real Estate? Private money lenders are not banks, so they are not subject to the same regulations as banks. Traditional lenders have strict lending criteria, making it difficult for real estate investors to qualify for financing (especially if they don’t have W-2 income). As a result, private investor loans can be a valuable tool for borrowers who need financing for their real estate investments. The Benefits of Private Money Lenders The real estate market is a hotbed of activity right now. Rising prices and demand are outpacing inventory. This can make it difficult for investors to quickly get the financing they need to buy properties. This is where private real estate lenders come in. Today’s real estate market reveals several benefits of private money lending such as: Faster approval times: Private money lenders can often approve loans much faster than traditional lenders. They don’t have the same paperwork requirements as traditional lenders because they focus on underwriting the property as an investment. More flexible terms: Private money lenders are usually willing to work with investors on loan lengths and structures, loan amounts, and repayment terms. Access to more capital: Private money lenders can often finance larger deals than traditional lenders. No prepayment penalties: Private money lenders often allow investors to pay off interest-only bridge loans for fix-and-flips or new construction early without a penalty. Antonioli LLC is a great option for real estate investors who need a private lender. Our goal is to help investors get the financing they need to bring their investment strategy to life. Here are some additional benefits of working with Antonioli LLC as your private money lender: Antonioli LLC is one of the best lenders in the industry. We offer some of the most competitive loans designed to help investors be successful on fix-and-flips , rental portfolios , new construction , and multifamily projects. From the initial conversation to the final payoff, you’ll be working with our team, not an outsourced vendor. Why You Should Choose Antonioli LLC Real Estate & Business Funding as Your Private Money Lender If you are considering private money lending, it is important to find a reputable lender. Your lender should offer unmatched professionalism and efficiency every step of the way. Our underwriting, construction management, and servicing teams understand the important role they play in your real estate business. They’ll work in lockstep with you to help you grow and scale your business throughout the life of your loan. Contact us today to discuss your next deal, or if you have a deal in hand, speed up the process by applying now. Learn More Join the Club Ligue 123-456-7890 E-mail info@meusite.com Join our email list and get access to specials deals exclusive to our subscribers. Enter your email here Sign Up Thanks for submitting!

  • Foreign Investments | Antonioli Funding

    Empréstimos dos EUA para estrangeiros Esteja você comprando uma casa nos EUA para morar ou usar como propriedade de investimento, nós fornecemos soluções de fundos para estrangeiros. Deixe-nos ajudá-lo a obter fundos para investir nos EUA. Empréstimos para investidores estrangeiros A opção perfeita para investidores imobiliários estrangeiros. Nosso programa de Investidor Estrangeiro é projetado especificamente para investidores estrangeiros que buscam propriedades de investimento nos EUA, mas não encontraram uma solução financeira. Características principais LTV de até 75%. Não é necessário crédito nos EUA. Não é necessário tempero de fundos. Nenhuma outra experiência de investimento nos EUA é necessária. Tipos de propriedade Investidor 1-4 (residencial unifamiliar SFR, condomínio e 2-4 unidades) Multifamiliar (5+ Unidades) Uso misto Comercial (escritório, varejo, armazém, autoarmazenamento e automotivo) Verificação de crédito Você não precisa de um histórico de crédito nos EUA para ser elegível para solicitar um empréstimo hipotecário. Fechando sua casa nos EUA O fechamento de um imóvel é a etapa final na compra do seu imóvel. No fechamento você estará assinando documentos legais para transferir a propriedade do imóvel. Dê o passo para obter uma Consulta Gratuita para financiar a aquisição do seu imóvel. Iniciar Comercial Property Comercial Rental Property - Retail and Professional Office Public Storage Rental Public Storage up to 500 units Multi-Family Rental Multi-Family Rental Property U.S Solid growing economy for foreign investments Single Family Get a Free Consultation Join the Club Ligue 123-456-7890 E-mail info@meusite.com Join our email list and get access to specials deals exclusive to our subscribers. Enter your email here Sign Up Thanks for submitting!

  • Small Business Loans | Antonioli Funding

    Empréstimos para pequenas empresas Esteja você planejando uma expansão de negócios ou precise de ajuda para gerenciar a folha de pagamento, os empréstimos para pequenas empresas fornecem aos empreendedores o financiamento necessário para operar seus negócios sem complicações. Antonioli LLC Funding oferece uma ampla gama de opções de financiamento para pequenas empresas para atender às necessidades exclusivas de sua empresa. Empréstimos para pequenas empresas Escolha seu tipo de empréstimo para pequenas empresas Empréstimos para capital de giro Sua empresa está lutando para manter o fluxo de caixa? Nós oferece empréstimos de capital de giro para ajudá-lo a gerenciar as despesas comerciais do dia-a-dia e os custos operacionais com facilidade. Empréstimos comerciais de curto prazo Precisa de acesso rápido a empréstimos comerciais que podem ser pagos em meses, não em anos? Escolha empréstimos comerciais de curto prazo para fornecer à sua empresa um influxo de capital temporário e feche o empréstimo em 12 a 18 meses. Empréstimos para Financiamento de Equipamentos Solicite empréstimos de equipamentos para garantir capital para comprar ou alugar equipamentos críticos para os negócios. Garanta o bom funcionamento do seu negócio com os empréstimos de financiamento de equipamentos de financiamento da Antonioli LLC. Get Free Consultation Business Loans UP TO $500,000 Rates as low as 4.99% Get all your capital up front, fixed monthly payments, no prepayment penalties, 1-10 year terms. Perfect for one-time investments and expenses for a form of business with low interest rates. Business Line of Credit UP TO $100,000 Rates as low as 5.99% A flexible approach with no fees and free to open the account. Access the cash you need, when you need it. It is the minimal cost to give your business a financial brace. Get Free Consultation Nosso financiamento rápido e fácil para pequenas empresas Tenha processos de aprovação de empréstimos mais rápidos e critérios de qualificação de empréstimos menos rigorosos em comparação com os credores tradicionais. Get a Free Consultation Join the Club Ligue 123-456-7890 E-mail info@meusite.com Join our email list and get access to specials deals exclusive to our subscribers. Enter your email here Sign Up Thanks for submitting!

  • What is ARV | Antonioli Funding

    What is ARV? One of the key metrics to determine the value of a fix-and-flip property is the ARV, or After Repair Value Looking to start flipping houses but you’re not sure what to look for in a property? There are several different factors to consider when looking at a property to flip. How much rehab will the home need? Is it in a nice neighborhood located near great schools? What will the home be worth once the rehab is finished? These are all questions that have to be considered and answered when looking at different properties to flip. One of the key metrics to determine the value of a fix-and-flip property is the ARV, or After Repair Value. The ARV is an estimate of what the home will be worth once all of the rehab has been completed on the property. The ARV also gives the real estate investor a good idea of what they’ll be able to resell the home for once it is ready to go on the market. ARV is determined by estimating the amount of rehab that will be put into the property and by completing sales comparisons for other similar properties in the same neighborhood once the appraisal of the property has been completed. When a real estate investor applies for a hard money loan most lenders will lend up to a certain percentage of the ARV. 70% is the standard maximum percentage of the ARV with anything above 70% considered to be too risky for the lender to lend on. To calculate what percentage the loan to ARV will fall under simply divide the loan amount by the ARV. For example if you have a loan amount of $175,000 and an estimated ARV of $250,000 your loan to ARV will be exactly 70%. Flipping houses is a very exciting and rewarding way to grow your personal income. Having a good understanding of how the numbers such as the ARV work will go a long way in helping to find properties that will give a new real estate investor a better chance at making higher profits and a higher return on investment. Antonioli LLC is the premier lender for real estate investors. We make it easy it finance all of your fix-and-flip, rental property, and multifamily investments. We are a national hard money lender lending in 42 states as well as Washington, D.C. We have a passion for real estate and helping real estate investors become successful in their pursuit of their entrepreneurial goals. If you would like to learn more about our Funding Programs, feel free to contact us at 815-873-7942 or send us an email at info@antoniolifunding.com or apply now . Learn More

  • Credit Application Terms | Antonioli Funding

    Credit application terms Credit application terms You agree that Antonioli LLc. (“Antonioli LLC Real Estate & Business Funding”) or its representatives or agents may call, text, or email you at the number and/or email provided above. You may opt out of receiving communications of your choice from Antonioli LLC as provided in the Privacy Policy. By clicking Get Started you agree to our Terms of Service and Privacy Policy. By submitting your Credit Application (the “Application”) to Antonioli LLC. (“Antonioli LLC Real Estate & Business Funding”), you represent to Antonioli LLC, its agents and assignees, and you acknowledge and agree that (i) if the Application is by a company, you are authorized to apply on behalf of the company whose full legal name appears above under the Business & Personal Information portion of the Application for credit from us, (ii) the loan requested by the Application will not be used for any illegal or prohibited purpose, (iii) all information you provide within the Application and other supporting documents is true, complete and correct as of the date of the Application and (iv) Antonioli LLC may continuously rely on the information contained in the Application and you will notify us of any material changes to such information. You understand and agree that Antonioli LLC and its agents and assignees are authorized to contact third parties to make inquiries in evaluating the Application, including, but not limited to, consumer or personal, business and investigative reports, and other information about you, including credit card processor statements and bank statements, from one or more consumer reporting agencies, such as TransUnion, Experian and Equifax, and from other credit bureaus, banks, creditors, or other third parties. You understand and agree that the information provided within the Application may be provided to third parties to use the information for any lawful purpose, including for the purpose of offering credit and/or other products and services to the signing individual(s) and/or the company. You further understand and agree that Antonioli LLC may transmit the Application, along with any of the foregoing information obtained in connection with the Application, to any or all of Antonioli LLC agents and assignees, including prospective agents and assignees, for the forgoing purposes.

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